Business Finance
Whether you're looking to expand your inventory, launch marketing campaigns, upgrade your technology, or hire new staff, Funding Circle can provide the financial support you require.
Key benefits
- 1% cash back on any term loan for ACT members.
- Streamlined application process: Small businesses can complete an online application in as little as 1 hour, saving valuable time and effort.
- Exclusive access for ACT members: Gain access to Funding Circle's platform, unlock a range of funding opportunities.
- Funding flexibility: Use the funds for a variety of purposes, including inventory expansion, marketing campaigns, technology upgrades, or hiring new staff.
How else will I benefit?
- Working Capital
- Business Growth
- Fulfilling a contract
- Website and marketing
- Purchase stock and equipment
- Pay VAT, energy, or other business bills
- Bulk buy or negotiate better terms with suppliers
- Spread quarterly costs out monthly
Term Loan:
What is term loan?
The term loan product is over a decade in development, providing small businesses with quick, simple access to the most competitive unsecured business finance in the UK market.
Do I qualify?
Active UK businesses with at least a year of trading history.
Product Outline
- Loan size: £10,000 - £500,000
- Term length: 6 months – 6 years
- Interest rates: From 8.9% APR
- Completion fee: Avg. ~6%
- Personal guarantee: Yes
Application Requirements
Filed accounts and a UK business bank account.
Flexipay:
What is Flexipay?
FlexiPay is a line of credit that helps small businesses pay invoices, cover large costs, settle tax bills, while spreading the cost over 3 months on a no interest basis.
Do I qualify?
Active UK businesses with 2 years of trading history, positive commercial performance and strong credit history
Product Outline
- Loan size: Up to £250,000 credit limit
- Term length: 3 months
Interest rates: 0% - Completion fee starts from 3.9% (invoice value)
- Personal guarantee: Yes
Application Requirements.
Filed accounts and a UK business bank account
How to get started
Application Journey:
- Eligibility check in 30 seconds
- Online application in 10 minutes
- Instant Decision technology
- Funds available within 48 hours
Underwriteable applications:
- Trading for at least one year
- One set of filed accounts
- UK based company
- Strong business and personal credit
- Full filed accounts and 6 months bank statements
How to apply
Apply online in 10 minutes now by clicking here.
